
Flagship Institutional Event of Blockchain Week Bulgaria

Onchain Finance, Institutionally Defined
The Eastern European forum where banks, fintechs, regulators, and institutional investors define how regulated finance moves onchain.

Flagship Institutional Event of Blockchain Week Bulgaria

Onchain Finance Institutionally Defined
The Eastern European forum where banks, fintechs, regulators, and institutional investors define how regulated finance moves onchain.

Flagship Institutional Event of Blockchain Week Bulgaria

Onchain Finance, Institutionally Defined
The Eastern European forum where banks, fintechs, regulators, and institutional investors define how regulated finance moves onchain.

Flagship Institutional Event of Blockchain Week Bulgaria

Onchain Finance, Institutionally Defined
The Eastern European forum where banks, fintechs, regulators, and institutional investors define how regulated finance moves onchain.

Flagship Institutional Event of Blockchain Week Bulgaria

Onchain Finance, Institutionally Defined
The Eastern European forum where banks, fintechs, regulators, and institutional investors define how regulated finance moves onchain.
BUILT FOR THE INSTITUTIONAL ERA OF
BUILT FOR THE INSTITUTIONAL ERA OF
BUILT FOR THE INSTITUTIONAL ERA OF
BUILT FOR THE INSTITUTIONAL ERA OF
BUILT FOR THE INSTITUTIONAL ERA OF
ONCHAIN FINANCE
ONCHAIN FINANCE
ONCHAIN FINANCE
ONCHAIN FINANCE
F3 brings together the key groups shaping how regulated finance integrates with blockchain infrastructure.
F3 brings together the key groups shaping how regulated finance integrates with blockchain infrastructure.
F3 brings together the key groups shaping how regulated finance integrates with blockchain infrastructure.
F3 brings together the key groups shaping how regulated finance integrates with blockchain infrastructure.
BANKS
Retail, commercial, and investment banks integrating onchain settlement, tokenized deposits, and stablecoin rails.
BANKS
Retail, commercial, and investment banks integrating onchain settlement, tokenized deposits, and stablecoin rails.
BANKS
Retail, commercial, and investment banks integrating onchain settlement, tokenized deposits, and stablecoin rails.
BANKS
Retail, commercial, and investment banks integrating onchain settlement, tokenized deposits, and stablecoin rails.
ASSET MANAGERS
Fund managers building tokenized products, onchain strategies, and digital asset exposure for clients.
ASSET MANAGERS
Fund managers building tokenized products, onchain strategies, and digital asset exposure for clients.
ASSET MANAGERS
Fund managers building tokenized products, onchain strategies, and digital asset exposure for clients.
ASSET MANAGERS
Fund managers building tokenized products, onchain strategies, and digital asset exposure for clients.
INSTITUTIONAL INVESTORS
Allocators deploying capital through pension funds, insurers, endowments, and sovereign wealth funds.
INSTITUTIONAL INVESTORS
Allocators deploying capital through pension funds, insurers, endowments, and sovereign wealth funds.
INSTITUTIONAL INVESTORS
Allocators deploying capital through pension funds, insurers, endowments, and sovereign wealth funds.
INSTITUTIONAL INVESTORS
Allocators deploying capital through pension funds, insurers, endowments, and sovereign wealth funds.
FINTECHS
Payments, custody, and compliance providers connecting traditional finance to onchain infrastructure.
FINTECHS
Payments, custody, and compliance providers connecting traditional finance to onchain infrastructure.
FINTECHS
Payments, custody, and compliance providers connecting traditional finance to onchain infrastructure.
FINTECHS
Payments, custody, and compliance providers connecting traditional finance to onchain infrastructure.
REGULATORS & POLICYMAKERS
Authorities implementing MiCA and defining standards for regulated blockchain markets in Europe.
REGULATORS & POLICYMAKERS
Authorities implementing MiCA and defining standards for regulated blockchain markets in Europe.
REGULATORS & POLICYMAKERS
Authorities implementing MiCA and defining standards for regulated blockchain markets in Europe.
REGULATORS & POLICYMAKERS
Authorities implementing MiCA and defining standards for regulated blockchain markets in Europe.
TECHNOLOGY PROVIDERS
Protocol, data, and security teams enabling regulated, chain-agnostic deployment for financial institutions.
TECHNOLOGY PROVIDERS
Protocol, data, and security teams enabling regulated, chain-agnostic deployment for financial institutions.
TECHNOLOGY PROVIDERS
Protocol, data, and security teams enabling regulated, chain-agnostic deployment for financial institutions.
TECHNOLOGY PROVIDERS
Protocol, data, and security teams enabling regulated, chain-agnostic deployment for financial institutions.

THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
VASIL GOLEMANSKI
Chair of the Bulgarian Financial Supervision Commission, opening keynote ETHSofia 2025

THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
VASIL GOLEMANSKI
Chair of the Bulgarian Financial Supervision Commission, opening keynote ETHSofia 2025

THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
VASIL GOLEMANSKI
Chair of the Bulgarian Financial Supervision Commission, opening keynote ETHSofia 2025

THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
VASIL GOLEMANSKI
Chair of the Bulgarian Financial Supervision Commission, opening keynote ETHSofia 2025

THE REGULATORY BASE LAYER IS IN PLACE. BUILD.
Compliance is no longer a barrier. It is the base layer for institutions entering onchain markets.
“Crypto assets are the new frontier — a breakthrough financial instrument backed by technologies that drive innovation and security in markets. At the FSC, we embrace openness to business, actively supporting every good idea in the sector.”
VASIL GOLEMANSKI
Chair of the Bulgarian Financial Supervision Commission, opening keynote ETHSofia 2025


OUR SPEAKERS
OUR SPEAKERS
OUR SPEAKERS
Mr. Golemanski has served as the Executive Director of the Central Depository since 2012 and has held key positions at the Bulgarian Stock Exchange. His priorities as FSC Chair include digitalisation, active dialogue with supervised entities, transparency, cybersecurity, and smooth transition to the Eurozone.
Assoc. Prof. Manyu Moravenov, Ph.D., MRICS, is CEO and Board Member of the Bulgarian Stock Exchange. With 25+ years of experience in finance and capital markets, he has led the BSE's transformation, driving market growth and the successful launch of the BEAM SME market. He is also a European Climate Pact Ambassador.
Giuliana Borello is Head of Training and Research, Italy at Franklin Templeton. With a Ph.D. in Financial Markets and more than 15 years of experience spanning academia and the financial industry, she is a recognised speaker on digital assets, tokenisation, and the evolution of capital markets.
Martin Leinweber leads digital asset research at MarketVector Indexes, developing index products and institutional research, and serving as the firm's primary voice on crypto markets globally. He brings nearly two decades of portfolio management experience across equities, fixed income, and alternatives.
Martin Leinweber leads digital asset research at MarketVector Indexes, developing index products and institutional research, and serving as the firm's primary voice on crypto markets globally. He brings nearly two decades of portfolio management experience across equities, fixed income, and alternatives.
Kalina is an Associate in the J.P. Morgan’s Asset Management Sales team in London, specialising in payments solutions for Private Equity, Asset Management, and Venture Capital clients. She previously worked in the Treasury department at the EBRD following her graduation from Imperial Business School, where she earned her Master's in Financial Technology as the recipient of Imperial’s “Women in Finance" scholarship.
Markus Dorner is CTO of Bitpanda, leading its technology, engineering, product, data, and infrastructure teams. Since joining in 2022, he has scaled the platform and shaped its engineering culture. He previously held senior roles at bank99 and Amazon and holds an MSc from TU Vienna.
Benoit Boudier is VP of Business Development, EMEA at DFNS, the digital asset core banking infrastructure provider. With deep leadership expertise in fintech and payments, Benoit drives enterprise adoption of DFNS's secure key management and custody tech, empowering financial institutions to seamlessly deploy digital asset rails.
Tamara Ferreira Schmidt is Executive Director of the Digital Euro Association, with 15+ years in financial engineering and capital markets. She focuses on digital finance, CBDCs, and innovation, and speaks at leading international fintech and blockchain conferences.
Dr. Valentin Marinov heads G10 FX Research and UK Economics at Crédit Agricole CIB. Previously at Citi, Société Générale, and Dresdner Kleinwort, he is a leading FX strategist with a PhD in Finance and Economics from Goethe University and a Master’s degree in Economics from CEU/State University of New York.
Damyan Leshev is a partner at Eversheds Sutherland Bulgaria, heading the crypto practice. With 20+ years in banking & capital markets law, he is one of Bulgaria's first crypto lawyers. He bridges traditional finance with digital assets regulation. Recognised by Chambers Europe, IFLR 1000 & Legal 500.
Daniel Babbev brings over 10 years of experience in the crypto sector. He currently serves as Senior Custody Engineer at Bitcoin Suisse, Switzerland's first crypto company. Previously, as a Risk Engineer at Brevan Howard, one of Europe's leading hedge funds, he built and led the firm's crypto risk systems.
Jordan is Head of Growth at Truflation. After starting his career in SaaS, helping banks and public institutions improve customer engagement, he moved into blockchain, working across the Ethereum and Bitcoin ecosystems. At Truflation, he focuses on making inflation and economic data more accessible through clear, impactful storytelling.
Master’s in Structural Engineering; 15+ years’ experience. Specialised in geotechnical modeling and structural design. Python programmer & quantitative data scientist focused on probability and stochastic modeling. Co-founder & CEO of JLabs, building trading technology and market-analysis tools.
Vyara is a web3 & human rights lawyer based in Sofia, Bulgaria. Senior Policy Expert at the European Ethereum Institute, shaping EU regulation for open, permissionless, decentralised blockchain applications. PhD candidate researching legal automation through smart contracts.
Ivan Takev is Head of Capital Markets & Investments at Alaric Securities, where he also leads the crypto division. A former CEO of the Bulgarian Stock Exchange, he brings 25+ years of expertise in institutional finance, regulation, market infrastructure, and trading, bridging traditional and digital assets.
Diana is a tokenomics consultant at FinDaS Ltd with over 4 years of experience in creating data-driven tokenomics models for RWA, stablecoins, DeFi protocols, and P2E projects. Diana has a background in software development and holds an MSc degree in Finance and Banking from the University of York.
Diana is a tokenomics consultant at FinDaS Ltd with over 4 years of experience in creating data-driven tokenomics models for RWA, stablecoins, DeFi protocols, and P2E projects. Diana has a background in software development and holds an MSc degree in Finance and Banking from the University of York.
Alexander Sverdlov is a global cybersecurity expert, former Microsoft consultant, and UN Cybersecurity Panelist. After advising major financial and government organisations across the Middle East and ENEC, he founded Atlant Security, helping companies of all sizes strengthen their security across four continents.
Prof. Simeon Stoyanov manages Bulgaria's first AI factory, BRAIN++, and has over 20 years of R&D leadership. He helps organisations leverage AI, high-performance computing and data science to accelerate innovation, optimise decision-making and turn advanced research into business value.
Andrey Sirakov is a Senior Business Analyst at Commerzbank AG, where he contributes to the development of institutional‑grade crypto custody solutions and supports the secure integration of blockchain technology into established banking infrastructure. He brings more than a decade of hands‑on experience in Web3 technologies.
Dimitar’s interest in financial markets dates back to his tenure as a Member of the European Parliament (2007–2014). Dimitar returned to the FSC’s authorisations team in December 2025, where the entry into application of MiCAR presented a unique opportunity to contribute directly to the authorisation of the first crypto- asset service providers (CASPs).
Dr. Boyan Torosov is a quantum physicist specialising in quantum computing and control. He is the Quantum Control Lead at 1QBit, an Associate Professor at Institute of Solid State Physics – Bulgarian Academy of Sciences (ISSP-BAS), and a research group leader at the Center for Quantum Technologies at Sofia University.
Commercial strategist and transformation leader with deep expertise in AI, finance, and regulated markets. Trusted by business leaders across Europe and the GCC, he combines strategy, technology, and executive leadership to create opportunities, secure strategic partnerships, and move key initiatives from ambition to execution.
Rostislav Totev is the Founder & CEO of Altcoins.bg, a Bulgarian crypto exchange licensed under MiCA. He is focused on bridging traditional finance and the digital asset economy and making crypto more accessible, secure and integrated into everyday financial services.
Vladislav is one of the Founders of the Bulgarian crypto community and has spent over a decade building products, communities, and growth strategies across Layer-1 blockchains and DeFi protocols. As Product Marketing Lead at IPOR Labs, he led growth for onchain interest rate swaps and benchmarks, then for IPOR Fusion's automated onchain asset management infrastructure, scaling AUM to nearly $400 million.
Vladimir is a transformational engineering leader, who scales high-performing teams across fintech, aviation, and leading companies in the agri-tech and gaming markets. He specialises in regulated technology delivery, engineering excellence, and bridging technical execution with business impact.
Jannick oversees Teroxx’s asset management and AI‑supported advisory, applying strong quantitative expertise and deep understanding of digital markets. He evaluates token trends and builds secure, tailored crypto strategies that help clients integrate and benefit from digital assets.
Bozhena Bozhilova is Director of the Bulgarian Fintech Association, where she has spent three years advancing Bulgaria's fintech ecosystem across 15 verticals, including crypto, payments, and lending. She led an EU-wide digital bond platform project for SMEs and drives regulatory engagement between industry, institutions, and regulators.
Hristo Todorov, founder of DiscreteStack, is a software engineer and entrepreneur with experience across telecom, fintech and aviation. He co-founded Upnetix and CleverPine, and founded DiscreteStack in 2025 to help organisations use advanced AI while retaining control over their data and infrastructure.
Preslav Nakov is Professor of Natural Language Processing at Mohamed bin Zayed University of Artificial Intelligence (MBZUAI). He led teams developing Jais (Arabic), Nanda (Hindi), and Sherkala (Kazakh). His work spans open models and trustworthy financial AI, focusing on factuality, verifiable reasoning, and human oversight.
Eduardo Morrison is Co-Founder & Chief Business Officer at Schuman Financial, where he leads strategic partnerships and the ecosystem around EURØP. Active in digital assets since 2017, he was an early team member at IntoTheBlock and previously led institutional clients for Europe and Latin America at Binance.
Sally Meouche-Ghrawi is Founder & CEO of 4 Point O (4PTO) Labs, building across AI, fintech and Web3, and Co-Founder of Buildrooms, Bulgaria’s first Web3 hub. She works with startups, protocols and enterprises on emerging tech, product development and market strategy.
Ivan Goychev, Deputy Mayor for Digitalisation of Sofia, has 25 years of leadership experience, including managing global teams at Amazon Web Services (AWS) and serving as CTO of FinTech, TravelTech and ConstructionTech startups. He also supports open-source initiatives like Podkrepi.bg.
Yordan Barzakov is a journalist with over 10 years of professional experience in economics, finance, and energy, as well as prior experience in international relations. He is the author and host of "ReVizia" on Nova News – a show dedicated to economic and geopolitical processes, business, and financial markets.
Hasan comes from over a decade of startup experience founding numerous tech startups, and raising capital for +100 ventures. He was part of building one of the largest online communities for investing in the financial markets, and later part of building what became the largest angel investment network in Denmark.
Father and Bitcoiner. I represent Fireblocks, the leading business in digital asset infrastructure, enabling organizations of all sizes — from startups to institutions — to build, scale, and run their operations as complexity grows and regulations evolve. Come say hi!
Alex is the founder and CEO of Thrilld Labs, which builds Web3 networking and event solutions. Their flagship product, Thrilld, is an app used by industry professionals and conferences. Together with the team, she is also building Thrilld Events, an event management and ticketing dApp, and she’s also a conference host.
Ivaylo Vezenkov is a communications expert and journalist with 15+ years of experience in Bulgarian and international media. He helps leaders and professionals communicate complex ideas clearly, navigate difficult conversations, and build trust and influence.
Agenda
Agenda
Agenda
Agenda
Agenda
Agenda
25 september 2026
25 september 2026
25 september 2026
25 september 2026
25 september 2026
TIME
TIME
THEME
THEME
FEATURING
FEATURING
09:00 - 10:00
09:00 -
10:00
09:00 - 10:00
09:00 - 10:00
Registration and coffee
Registration and coffee
Registration and coffee
10:00 - 10:10
Sofia's Positioning as a Fintech and Institutional Onchain Hub
Official Opening
Ivan Goychev,
Deputy Mayor for Digitalisation and Information Systems
10:00 - 10:10
Sofia's Positioning as a Fintech and Institutional Onchain Hub
Official Opening
Ivan Goychev,
Deputy Mayor for Digitalisation and Information Systems
10:00 - 10:10
Sofia's Positioning as a Fintech and Institutional Onchain Hub
Official Opening
Ivan Goychev,
Deputy Mayor for Digitalisation and Information Systems
10:10 - 10:30
The State of Crypto: Twelve Years of Evidence. What Worked. What Didn't. And What to Build Next.
Keynote
Is crypto still a market where the next small token delivers the biggest return? Twelve years of data suggest the opposite. This keynote explores how crypto has become more concentrated and stable, why large assets have delivered the strongest results, and which sectors and investment themes could lead the market’s next phase.
Martin Leinweber,
CFA, Head of Digital Asset Research and Strategy, MarketVector Indexes
10:10 - 10:30
The State of Crypto: Twelve Years of Evidence. What Worked. What Didn't. And What to Build Next.
Keynote
Is crypto still a market where the next small token delivers the biggest return? Twelve years of data suggest the opposite. This keynote explores how crypto has become more concentrated and stable, why large assets have delivered the strongest results, and which sectors and investment themes could lead the market’s next phase.
Martin Leinweber,
CFA, Head of Digital Asset Research and Strategy, MarketVector Indexes
10:10 - 10:30
The State of Crypto: Twelve Years of Evidence. What Worked. What Didn't. And What to Build Next.
Keynote
Is crypto still a market where the next small token delivers the biggest return? Twelve years of data suggest the opposite. This keynote explores how crypto has become more concentrated and stable, why large assets have delivered the strongest results, and which sectors and investment themes could lead the market’s next phase.
Martin Leinweber,
CFA, Head of Digital Asset Research and Strategy, MarketVector Indexes
10:30 - 11:00
MiCA in Bulgaria: Lessons from the First Licensed CASPs
Panel
Bulgaria issued its first MiCA crypto-asset license in early 2026. This session breaks down what it actually took to get there: the compliance gaps still catching applicants off guard, the practical gray areas regulators are still resolving, and what's coming next for CASPs operating across the EU. Attendees leave with a first-hand playbook for navigating MiCA licensing - not the theory, but what actually happens in the process.
Damyan Leshev (Mod),
Partner and Co-Head of Financial Services (Bulgaria), Eversheds Sutherland
Ivan Takev,
Head of Capital Markets and Investments, Alaric Securities
Vyara Savova,
Senior Policy Lead, European Ethereum Institute
Dimitar Stoyanov,
Chief Expert, Regulatory Regimes of Investment Activity, Financial Supervision Commission
10:30 - 11:00
MiCA in Bulgaria: Lessons from the First Licensed CASPs
Panel
Bulgaria issued its first MiCA crypto-asset license in early 2026. This session breaks down what it actually took to get there: the compliance gaps still catching applicants off guard, the practical gray areas regulators are still resolving, and what's coming next for CASPs operating across the EU. Attendees leave with a first-hand playbook for navigating MiCA licensing - not the theory, but what actually happens in the process.
Damyan Leshev (Mod),
Partner and Co-Head of Financial Services (Bulgaria), Eversheds Sutherland
Ivan Takev,
Head of Capital Markets and Investments, Alaric Securities
Vyara Savova,
Senior Policy Lead, European Ethereum Institute
Dimitar Stoyanov,
Chief Expert, Regulatory Regimes of Investment Activity, Financial Supervision Commission
10:30 - 11:00
MiCA in Bulgaria: Lessons from the First Licensed CASPs
Panel
Bulgaria issued its first MiCA crypto-asset license in early 2026. This session breaks down what it actually took to get there: the compliance gaps still catching applicants off guard, the practical gray areas regulators are still resolving, and what's coming next for CASPs operating across the EU. Attendees leave with a first-hand playbook for navigating MiCA licensing - not the theory, but what actually happens in the process.
Damyan Leshev (Mod),
Partner and Co-Head of Financial Services (Bulgaria), Eversheds Sutherland
Ivan Takev,
Head of Capital Markets and Investments, Alaric Securities
Vyara Savova,
Senior Policy Lead, European Ethereum Institute
Dimitar Stoyanov,
Chief Expert, Regulatory Regimes of Investment Activity, Financial Supervision Commission
11:00 - 11:20
The Future of Finance Is Already Here
Keynote
Crypto is no longer a parallel system - it's converging with traditional finance faster than most institutions have adjusted for. Rostislav shares his read on where that convergence is heading, and what it will take for both sides to actually meet in the middle.
Rostislav Totev,
Founder and CEO, Altcoins.bg
11:00 - 11:20
The Future of Finance Is Already Here
Keynote
Crypto is no longer a parallel system - it's converging with traditional finance faster than most institutions have adjusted for. Rostislav shares his read on where that convergence is heading, and what it will take for both sides to actually meet in the middle.
Rostislav Totev,
Founder and CEO, Altcoins.bg
11:00 - 11:20
The Future of Finance Is Already Here
Keynote
Crypto is no longer a parallel system - it's converging with traditional finance faster than most institutions have adjusted for. Rostislav shares his read on where that convergence is heading, and what it will take for both sides to actually meet in the middle.
Rostislav Totev,
Founder and CEO, Altcoins.bg
11:20 - 11:40
11:35 -
11:50
11:20 - 11:40
11:20 - 11:40
BREAK
11:40 - 12:00
Tokenising Luxury Assets at Scale
Keynote
All assets are moving on-chain, but how do you tokenise fine wine, art, whisky, and Hermès handbags at scale without creating more friction and keeping user experience as a priority.
Sam Mudie,
CEO, Savea
11:40 - 12:00
Tokenising Luxury Assets at Scale
Keynote
All assets are moving on-chain, but how do you tokenise fine wine, art, whisky, and Hermès handbags at scale without creating more friction and keeping user experience as a priority.
Sam Mudie,
CEO, Savea
11:40 - 12:00
Tokenising Luxury Assets at Scale
Keynote
All assets are moving on-chain, but how do you tokenise fine wine, art, whisky, and Hermès handbags at scale without creating more friction and keeping user experience as a priority.
Sam Mudie,
CEO, Savea
12:00 - 12:10
The Next Wave of Capital Markets: Europe’s Next Growth Engine
Keynote
Assoc. Prof. Manyu Moravenov,
Ph.D., MRICS, Member of the Board and CEO of the Bulgarian Stock Exchange
12:00 - 12:10
The Next Wave of Capital Markets: Europe’s Next Growth Engine
Keynote
Assoc. Prof. Manyu Moravenov,
Ph.D., MRICS, Member of the Board and CEO of the Bulgarian Stock Exchange
12:00 - 12:10
The Next Wave of Capital Markets: Europe’s Next Growth Engine
Keynote
Assoc. Prof. Manyu Moravenov,
Ph.D., MRICS, Member of the Board and CEO of the Bulgarian Stock Exchange
12:10 - 12:40
Digital Assets in Institutional Portfolios: What Are Banks and Asset Managers Actually Building?
Panel
Banks and asset managers are no longer asking whether digital assets belong in portfolios. They are building the products. This session looks at what is actually going live: how institutions structure onchain exposure inside regulated mandates, how public and private chains change portfolio construction and liquidity, and where custody, settlement, and reporting still constrain scale. Attendees leave with a clearer picture of what is production-ready today, and what still sits between a pilot and an institutional book.
Vladislav Dramaliev (Mod),
Founder, Blockchain Week Bulgaria
Kalina Tsaneva,
Associate in the Asset Management Sales Team, J.P. Morgan Payments
Giuliana Borello,
Head of Training and Research, Franklin Templeton Academy
Jannick Bröring,
Head of Investment Advisory and Research,Teroxx
12:10 - 12:40
Digital Assets in Institutional Portfolios: What Are Banks and Asset Managers Actually Building?
Panel
Banks and asset managers are no longer asking whether digital assets belong in portfolios. They are building the products. This session looks at what is actually going live: how institutions structure onchain exposure inside regulated mandates, how public and private chains change portfolio construction and liquidity, and where custody, settlement, and reporting still constrain scale. Attendees leave with a clearer picture of what is production-ready today, and what still sits between a pilot and an institutional book.
Vladislav Dramaliev (Mod),
Founder, Blockchain Week Bulgaria
Kalina Tsaneva,
Associate in the Asset Management Sales Team, J.P. Morgan Payments
Giuliana Borello,
Head of Training and Research, Franklin Templeton Academy
Jannick Bröring,
Head of Investment Advisory and Research,Teroxx
12:10 - 12:40
Digital Assets in Institutional Portfolios: What Are Banks and Asset Managers Actually Building?
Panel
Banks and asset managers are no longer asking whether digital assets belong in portfolios. They are building the products. This session looks at what is actually going live: how institutions structure onchain exposure inside regulated mandates, how public and private chains change portfolio construction and liquidity, and where custody, settlement, and reporting still constrain scale. Attendees leave with a clearer picture of what is production-ready today, and what still sits between a pilot and an institutional book.
Vladislav Dramaliev (Mod),
Founder, Blockchain Week Bulgaria
Kalina Tsaneva,
Associate in the Asset Management Sales Team, J.P. Morgan Payments
Giuliana Borello,
Head of Training and Research, Franklin Templeton Academy
Jannick Bröring,
Head of Investment Advisory and Research,Teroxx
12:40 - 13:10
Tokenisation Beyond the Pilot: Moving Real-World Assets from Sandbox to Production
Fireside chat
RWA tokenisation has cleared the proof-of-concept stage. The real challenge now is production. This session unpacks what it actually takes to scale: how regulated institutions structure compliant issuance and custody, how tokenised assets move across chains without fragmenting liquidity, and what infrastructure banks and brokers need to go live at institutional volume. Attendees leave with a concrete view of the gap between pilot and production, and how leading players are closing it.
Diana Ilieva (Mod),
Tokenomics Consultant, FinDaS
Markus Dorner,
CTO, Bitpanda Group
12:40 - 13:10
Tokenisation Beyond the Pilot: Moving Real-World Assets from Sandbox to Production
Fireside chat
RWA tokenisation has cleared the proof-of-concept stage. The real challenge now is production. This session unpacks what it actually takes to scale: how regulated institutions structure compliant issuance and custody, how tokenised assets move across chains without fragmenting liquidity, and what infrastructure banks and brokers need to go live at institutional volume. Attendees leave with a concrete view of the gap between pilot and production, and how leading players are closing it.
Diana Ilieva (Mod),
Tokenomics Consultant, FinDaS
Markus Dorner,
CTO, Bitpanda Group
12:40 - 13:10
Tokenisation Beyond the Pilot: Moving Real-World Assets from Sandbox to Production
Fireside chat
RWA tokenisation has cleared the proof-of-concept stage. The real challenge now is production. This session unpacks what it actually takes to scale: how regulated institutions structure compliant issuance and custody, how tokenised assets move across chains without fragmenting liquidity, and what infrastructure banks and brokers need to go live at institutional volume. Attendees leave with a concrete view of the gap between pilot and production, and how leading players are closing it.
Diana Ilieva (Mod),
Tokenomics Consultant, FinDaS
Markus Dorner,
CTO, Bitpanda Group
13:10 - 14:10
13:10 -
14:10
13:10 - 14:10
13:10 - 14:10
Lunch break
14:10 - 14:20
Bulgaria's Regulatory Roadmap and the Path to a Fully MiCA-Compliant Market
Keynote
Vasil Golemanski,
Chairman, Financial Supervision Commission
10:10 - 10:20
Bulgaria's Regulatory Roadmap and the Path to a Fully MiCA-Compliant Market
Keynote
Vasil Golemanski,
Chairman, Financial Supervision Commission
14:10 - 14:20
Bulgaria's Regulatory Roadmap and the Path to a Fully MiCA-Compliant Market
Keynote
Vasil Golemanski,
Chairman, Financial Supervision Commission
14:20 - 14:50
Stablecoins for Euro Payments: Private Rails and the Road to Adoption
Panel
Euro stablecoins are multiplying under MiCA, even as the ECB warns that private euro tokens could drain deposits out of the banking system faster than a digital euro can compensate. This session tracks the private payment rails built despite that tension: whether MiCA is clearing the path for EUR stablecoins or mainly adding compliance weight, whether seven-plus competing issuers are fragmenting liquidity, and what it actually takes to make issuing one a viable business. Attendees leave with a clearer read on which private euro rails are built to last.
Bozhena Bozhilova (Mod),
Director, Bulgarian Fintech Association
Andrey Sirakov,
Senior Business Analyst, Commerzbank AG
Bernie Niebsch,
Enterprise Product Specialist, BVNK
Eduardo Morrison,
Co-Founder and Chief Business Officer, Schuman Financial
14:20 - 14:50
Stablecoins for Euro Payments: Private Rails and the Road to Adoption
Panel
Euro stablecoins are multiplying under MiCA, even as the ECB warns that private euro tokens could drain deposits out of the banking system faster than a digital euro can compensate. This session tracks the private payment rails built despite that tension: whether MiCA is clearing the path for EUR stablecoins or mainly adding compliance weight, whether seven-plus competing issuers are fragmenting liquidity, and what it actually takes to make issuing one a viable business. Attendees leave with a clearer read on which private euro rails are built to last.
Bozhena Bozhilova (Mod),
Director, Bulgarian Fintech Association
Andrey Sirakov,
Senior Business Analyst, Commerzbank AG
Bernie Niebsch,
Enterprise Product Specialist, BVNK
Eduardo Morrison,
Co-Founder and Chief Business Officer, Schuman Financial
14:20 - 14:50
Stablecoins for Euro Payments: Private Rails and the Road to Adoption
Panel
Euro stablecoins are multiplying under MiCA, even as the ECB warns that private euro tokens could drain deposits out of the banking system faster than a digital euro can compensate. This session tracks the private payment rails built despite that tension: whether MiCA is clearing the path for EUR stablecoins or mainly adding compliance weight, whether seven-plus competing issuers are fragmenting liquidity, and what it actually takes to make issuing one a viable business. Attendees leave with a clearer read on which private euro rails are built to last.
Bozhena Bozhilova (Mod),
Director, Bulgarian Fintech Association
Andrey Sirakov,
Senior Business Analyst, Commerzbank AG
Bernie Niebsch,
Enterprise Product Specialist, BVNK
Eduardo Morrison,
Co-Founder and Chief Business Officer, Schuman Financial
14:50 - 15:20
The Digital Euro: What It Means for Payments, Banks, and Financial Architecture
Panel
This session examines the progressing Digital Euro project, which would give EU consumers digital access to central bank money and help Europe reduce reliance on US payment channels. It explores the practical challenges - impacts on bank deposits, privacy concerns, and competition with dominant US stablecoins, while questioning whether consumers truly need it, and what it means for payment rails, banks, and the euro’s role in cross-border flows.
Vladimir Stratiev (Mod),
Engineering Manager, DSK Bank
Tamara Schmidt,
Executive Director, Digital Euro Association
Valentin Marinov, MD,
Head of G10 FX research, Crédit Agricole CIB
Bojidar Ibrishimov
VP Growth & Innovation, WISER
14:50 - 15:20
The Digital Euro: What It Means for Payments, Banks, and Financial Architecture
Panel
This session examines the progressing Digital Euro project, which would give EU consumers digital access to central bank money and help Europe reduce reliance on US payment channels. It explores the practical challenges - impacts on bank deposits, privacy concerns, and competition with dominant US stablecoins, while questioning whether consumers truly need it, and what it means for payment rails, banks, and the euro’s role in cross-border flows.
Vladimir Stratiev (Mod),
Engineering Manager, DSK Bank
Tamara Schmidt,
Executive Director, Digital Euro Association
Valentin Marinov, MD,
Head of G10 FX research, Crédit Agricole CIB
Bojidar Ibrishimov
VP Growth & Innovation, WISER
14:50 - 15:20
The Digital Euro: What It Means for Payments, Banks, and Financial Architecture
Panel
This session examines the progressing Digital Euro project, which would give EU consumers digital access to central bank money and help Europe reduce reliance on US payment channels. It explores the practical challenges - impacts on bank deposits, privacy concerns, and competition with dominant US stablecoins, while questioning whether consumers truly need it, and what it means for payment rails, banks, and the euro’s role in cross-border flows.
Vladimir Stratiev (Mod),
Engineering Manager, DSK Bank
Tamara Schmidt,
Executive Director, Digital Euro Association
Valentin Marinov, MD,
Head of G10 FX research, Crédit Agricole CIB
Bojidar Ibrishimov
VP Growth & Innovation, WISER
15:20 - 15:35
15:30 -
15:45
15:20 - 15:35
15:20 - 15:35
Coffee break
15:35 - 16:05
Hacks, Quantum Threats, and Blockchain-Based Finance: Primer for Institutions
Panel
As quantum computing edges closer to practical viability, a critical question emerges for blockchain-based finance: how much of today's cryptographic security has a shelf life? This session explores where crypto exchanges and institutional infrastructure are most cryptographically exposed, how real the "harvest now, decrypt later" threat actually is, and what a practical migration to post-quantum security looks like.
Yordan Barzakov (Mod),
Author and Host of "ReVizia"
Alexander Sverdlov,
Founder and Lead Expert, Atlant Security
Daniel Babbev,
Senior Software Engineer, Bitcoin Suisse
Dr Boyan Torosov,
Associate Professor at Atomic Physics, Bulgarian Academy of Sciences / Center for Quantum Technologies
15:35 - 16:05
Hacks, Quantum Threats, and Blockchain-Based Finance: Primer for Institutions
Panel
As quantum computing edges closer to practical viability, a critical question emerges for blockchain-based finance: how much of today's cryptographic security has a shelf life? This session explores where crypto exchanges and institutional infrastructure are most cryptographically exposed, how real the "harvest now, decrypt later" threat actually is, and what a practical migration to post-quantum security looks like.
Yordan Barzakov (Mod),
Author and Host of "ReVizia"
Alexander Sverdlov,
Founder and Lead Expert, Atlant Security
Daniel Babbev,
Senior Software Engineer, Bitcoin Suisse
Dr Boyan Torosov,
Associate Professor at Atomic Physics, Bulgarian Academy of Sciences / Center for Quantum Technologies
15:35 - 16:05
Hacks, Quantum Threats, and Blockchain-Based Finance: Primer for Institutions
Panel
As quantum computing edges closer to practical viability, a critical question emerges for blockchain-based finance: how much of today's cryptographic security has a shelf life? This session explores where crypto exchanges and institutional infrastructure are most cryptographically exposed, how real the "harvest now, decrypt later" threat actually is, and what a practical migration to post-quantum security looks like.
Yordan Barzakov (Mod),
Author and Host of "ReVizia"
Alexander Sverdlov,
Founder and Lead Expert, Atlant Security
Daniel Babbev,
Senior Software Engineer, Bitcoin Suisse
Dr Boyan Torosov,
Associate Professor at Atomic Physics, Bulgarian Academy of Sciences / Center for Quantum Technologies
16:05 - 16:25
After the MiCA Licence: Building a Crypto Business in Regulated Europe?
Panel
Getting licensed under MiCA is only the starting point — this session looks at what it actually takes to build and scale a compliant crypto business once the licence is in hand. From cross-border passporting in practice to the build-vs-buy infrastructure decisions and banks entering the space, the conversation asks whether MiCA gives European firms a real competitive edge, or just a cost their global competitors don't carry.
Alexandra Overgaag (Mod),
Founder & CEO, Thrlld Labs
Hasan Surtiwala,
Chairman, Penning Group
Stefan Seferović,
Sales Director CEE at Fireblocks
16:05 - 16:25
After the MiCA Licence: Building a Crypto Business in Regulated Europe?
Panel
Getting licensed under MiCA is only the starting point — this session looks at what it actually takes to build and scale a compliant crypto business once the licence is in hand. From cross-border passporting in practice to the build-vs-buy infrastructure decisions and banks entering the space, the conversation asks whether MiCA gives European firms a real competitive edge, or just a cost their global competitors don't carry.
Alexandra Overgaag (Mod),
Founder & CEO, Thrlld Labs
Hasan Surtiwala,
Chairman, Penning Group
Stefan Seferović,
Sales Director CEE at Fireblocks
16:05 - 16:25
After the MiCA Licence: Building a Crypto Business in Regulated Europe?
Panel
Getting licensed under MiCA is only the starting point — this session looks at what it actually takes to build and scale a compliant crypto business once the licence is in hand. From cross-border passporting in practice to the build-vs-buy infrastructure decisions and banks entering the space, the conversation asks whether MiCA gives European firms a real competitive edge, or just a cost their global competitors don't carry.
Alexandra Overgaag (Mod),
Founder & CEO, Thrlld Labs
Hasan Surtiwala,
Chairman, Penning Group
Stefan Seferović,
Sales Director CEE at Fireblocks
16:25 - 17:00
Data Sovereignty and AI: Keeping Business Data Local
Panel
As enterprises race to adopt AI, a critical question emerges: who controls the data, and where does it actually live? This panel brings together three perspectives on data sovereignty: decentralized identity and trust infrastructure, sovereign high-performance computing, and privacy-preserving AI access. We will explore how businesses can innovate with AI while keeping sensitive data under their own control, compliant with EU regulation, and free from dependency on foreign infrastructure.
Preslav Nakov (Mod),
Professor at Mohamed bin Zayed University of Artificial Intelligence (MBZUAI)
Hristo Todorov,
CEO at DiscreteStack
Prof. Simeon Stoyanov,
Business Development Director, Brains++ / Discoverer
Milan de Reede,
Co-Founder and CEO, NanoGPT
16:25 - 17:00
Data Sovereignty and AI: Keeping Business Data Local
Panel
As enterprises race to adopt AI, a critical question emerges: who controls the data, and where does it actually live? This panel brings together three perspectives on data sovereignty: decentralized identity and trust infrastructure, sovereign high-performance computing, and privacy-preserving AI access. We will explore how businesses can innovate with AI while keeping sensitive data under their own control, compliant with EU regulation, and free from dependency on foreign infrastructure.
Preslav Nakov (Mod),
Professor at Mohamed bin Zayed University of Artificial Intelligence (MBZUAI)
Hristo Todorov,
CEO at DiscreteStack
Prof. Simeon Stoyanov,
Business Development Director, Brains++ / Discoverer
Milan de Reede,
Co-Founder and CEO, NanoGPT
16:25 - 17:00
Data Sovereignty and AI: Keeping Business Data Local
Panel
As enterprises race to adopt AI, a critical question emerges: who controls the data, and where does it actually live? This panel brings together three perspectives on data sovereignty: decentralized identity and trust infrastructure, sovereign high-performance computing, and privacy-preserving AI access. We will explore how businesses can innovate with AI while keeping sensitive data under their own control, compliant with EU regulation, and free from dependency on foreign infrastructure.
Preslav Nakov (Mod),
Professor at Mohamed bin Zayed University of Artificial Intelligence (MBZUAI)
Hristo Todorov,
CEO at DiscreteStack
Prof. Simeon Stoyanov,
Business Development Director, Brains++ / Discoverer
Milan de Reede,
Co-Founder and CEO, NanoGPT
17:00 - 17:10
17:05 -
17:20
17:00 - 17:10
17:00 - 17:10
break
17:10 - 17:40
From Raw Data to Trading Signal: How AI Is Changing Market Access
Panel
AI now touches every link in the market data chain: from verified real-time feeds to the models that turn raw data into tradeable signals and regime calls. This session follows that pipeline from data to decision, weighing whether AI gives traders a genuine edge or just levels the playing field for everyone, and whether wider AI-powered retail access calms markets or adds to the volatility. Attendees leave with a clearer read on where the real edge lives in an AI-driven market.
Sally Meouche - Ghrawi (Mod),
Founder and CEO, 4PTO Labs
Jordan Duclos,
Head of Growth, Truflation
Dragomir Dikov,
CEO, Jungle Trade
17:10 - 17:40
From Raw Data to Trading Signal: How AI Is Changing Market Access
Panel
AI now touches every link in the market data chain: from verified real-time feeds to the models that turn raw data into tradeable signals and regime calls. This session follows that pipeline from data to decision, weighing whether AI gives traders a genuine edge or just levels the playing field for everyone, and whether wider AI-powered retail access calms markets or adds to the volatility. Attendees leave with a clearer read on where the real edge lives in an AI-driven market.
Sally Meouche - Ghrawi (Mod),
Founder and CEO, 4PTO Labs
Jordan Duclos,
Head of Growth, Truflation
Dragomir Dikov,
CEO, Jungle Trade
17:10 - 17:40
From Raw Data to Trading Signal: How AI Is Changing Market Access
Panel
AI now touches every link in the market data chain: from verified real-time feeds to the models that turn raw data into tradeable signals and regime calls. This session follows that pipeline from data to decision, weighing whether AI gives traders a genuine edge or just levels the playing field for everyone, and whether wider AI-powered retail access calms markets or adds to the volatility. Attendees leave with a clearer read on where the real edge lives in an AI-driven market.
Sally Meouche - Ghrawi (Mod),
Founder and CEO, 4PTO Labs
Jordan Duclos,
Head of Growth, Truflation
Dragomir Dikov,
CEO, Jungle Trade
18:00 - 20:00
17:05 -
17:20
18:00 - 20:00
18:00 - 20:00
Connect ETHSOFIA - Avalanche community - Team1 Meetup in Sofia



WHY NOW?
2026 is the year institutional blockchain finance moves from thesis to infrastructure. MiCA is now fully in force across the EU, establishing a unified regulatory framework. Stablecoins have surpassed $300B in circulation and processed over $33T in annual transaction volume. Real-world asset tokenization has grown more than 2,400% since 2024. The world’s largest asset managers, from BlackRock to Franklin Templeton, are actively building onchain.
The question is no longer if. It is how, with whom, and under what rules.
F3 is where those questions get answered.


WHY SOFIA?
Sofia sits at the intersection of regulation, cost efficiency, and technical talent within the European Union.
Active MiCA implementation with direct engagement from regulators
Cost-efficient path to obtaining a MiCA CASP license in the EU
High crypto adoption paired with a favourable regulatory and tax environment
Over 200,000 software engineers and a growing fintech ecosystem
Part of Blockchain Week Bulgaria, co-located with ETHSofia for builders and full-stack access when you need it.



WHAT IS F3?
F3 is an institutional forum bringing together the capital, compliance, and policy sides of the same conversation.
300 curated attendees, not 3,000 badge holders.
One focused track, no parallel sessions, no vendor pitches.
Banks, fintechs, regulators, and asset allocators in the same room.
TRUSTED BY
TRUSTED BY
TRUSTED BY
The challenge for regulators: How do you supervise markets that never close, assets that are infinitely divisible, and participants that are not human?
The challenge for institutions: How do you deploy onchain without compromising on compliance, custody, and counterparty risk?
The challenge for fintechs: How do you build the infrastructure that makes all of this work at scale?
The challenge for regulators: How do you supervise markets that never close, assets that are infinitely divisible, and participants that are not human?
The challenge for institutions: How do you deploy onchain without compromising on compliance, custody, and counterparty risk?
The challenge for fintechs: How do you build the infrastructure that makes all of this work at scale?
THESE ARE THE CONVERSATIONS F3 IS BUILT FOR.
THESE ARE THE CONVERSATIONS F3 IS BUILT FOR.
"Every stock, every bond, every fund, every asset can be tokenized. If they are, it will revolutionize investing."
LARRY FINK
Co-founder, Chairman and CEO, BlackRock








































